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The Truth About a Discount Dental Plan

The Truth About a Discount Dental Plan


Posted by: Purrfect Dential

Nobody can afford to ignore dental health, and at some point, all of us undergo one or all of the following treatments: exams, cleanings, x-rays, fluoride treatments, root canals, braces, dentures, wisdom teeth extractions, gum surgery, dental implants, fillings, crowns, and bridges.

In these difficult economic times it is often a challenge to find affordable medical and dental health care.

Need Of The Hour – A Discounted Dental Care Plan:
Discounted dental care plans are becoming more and more commonplace today. In this day and age of rising costs, consumers need to take control of their finances, without putting off their oral health care, as some might do, because of the high cost of insurance.

The need of the hour is a discount dental care plan available, an alternative to insurance, offering members significant savings, excellent customer service and providing an affordable and comprehensive discount dental care plan.

Should Lower Burden Of Non-Insured Individuals:
The plan should lessen the burden to non-insured individuals for dental care. It should be designed for groups, families and individuals looking to save time and money on dental care, and allow you the freedom of choice to choose from 100,000+ participating licensed providers.

Such a plan would give you an opportunity to save money on good quality dental care and protect your family’s dental health. The plan should involve the participation of all dental providers in your area. On a national level that should mean 100,000+ participating dentists, immediate online enrollment and swift plan activation, with no unnecessary paperwork, no annual limits, and no health restrictions. That will enable you to start saving immediately.

Should Save On Prescription And Vision Services:
Not only should the dental plan offer cost benefits and savings with each type of plan, some plans also offer benefits to help you save on prescription, vision, chiropractic and hearing services as well. Members should be instantly provided their chosen package when they join, which should include membership cards and a detailed discounted fee schedule. You should be able to access your card via e-mail where you can print it or be able to choose to receive it through postal mail. Then all you would have to do is choose a dental provider in your area! With such a discount dental care plan, you should be charged according to your plan’s discounted schedule fee, after you present your card to insure you are charged the discount dental care rate. Best of all, you shouldn’t have to concern yourself plan limits or with claim forms to fill out, as with most dental health insurance plans.

Should Provide Online Assistance:
The plan should provide easy to use search tools (such as just entering your zip code) and plan comparison charts to assist you in your decision about which dental plan would best suit your needs, and should have a Customer Service Representative to help you find a provider. Discounts on dental specialties should also be available on select plans.

Many people cannot afford dental health insurance coverage in this day and age, but with a discount plan as I have described it would be much more affordable. Good dental hygiene is critical to overall health. Joining such a dental plan can help you preserve your family’s dental health and smile for years to come. It is so much better than having to pay full price for dental work each and every time you need it. Who wouldn’t appreciate affordable and comprehensive dental care? But, does such a discounted dental plan exist?

To find a discount dental care plan with all the benefits, like the one described in the article, visit: http://www.discountdentalcareplan.com

Article Source: http://EzineArticles.com/?expert=Joe_Nascimento

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5 Steps To Choosing An Affordable Dental Plan

5 Steps To Choosing An Affordable Dental Plan


Posted by: Purrfect Dential

Choosing an affordable discount dental plan can be a very daunting task for most people. You will have a large variety of options to choose from and a lot of small decisions to make along the way. However, by taking a bit of time and making a bit of an effort, you can find just the right affordable dental plan for you and your family.

The one sure thing is that if you live in the U.S. today you need to have some form of coverage for your dental expenses. Even the simplest dental procedure can set you back a long way financially, if you do not have any dental coverage at all. It is very important that you find a dental plan that you can be happy with and that can save you money. Going without regular dental care can be very detrimental to your overall health.

It makes a lot of sense to spend some time to find an affordable dental plan which will provide you with the most coverage as possible. Here are five steps to help you in choosing the best, and most affordable, dental plan which is just right for your needs:

Step 1 – What is the Overall Cost of the Plan? While a dental insurance plan will be more expensive, it can be a good deal if it covers all of the things you need it to. However, a discount dental plan can be a much better option, as it will be cheaper upfront and allow you to obtain unlimited care over a year’s time. Look at your specific dental coverage needs and evaluate your options from there taking into account the costs of your yearly premiums and any other associated costs. By doing a little math you can easily see which option will likely be the most affordable for your unique situation.

Step 2 – Consider All of Your Medical Needs Before You Decide. Today a discount dental plan can be a much better option than a traditional dental insurance plan. Discount dental plans are much cheaper than dental insurance plans, and they can offer you a wonderful savings each time you visit your dentist. In addition, many discount dental plans offer you savings on vision, prescription drugs and chiropractic care all for the same low price.

Step 3 – Research Dental Plans Online and Compare Their Coverage. One of the best places to shop for anything, including dental plans, is on the Internet. By doing a simple search online you can find many options to meet your dental care needs, and you can easily compare costs and coverage levels as well. This can help you to narrow down your choices. You will want to check to see what procedures are covered, both for your immediate as well as your future needs. See if the plan you are interested in covers orthodontic work, cosmetic dentistry, or other specialists you may need to see.

Step 4 – Look for Local Providers. One very important consideration when looking at any dental plan is if there are providers close to your home who accept the plan. By being able to see a dentist in your area, you can save a lot of time, and gas money as well. Also, if you have a dental emergency, your dentist will be closer and more easily available to you.

Step 5 – Find Out Who Is Covered On The Plan. Unlike many traditional dental insurance plans, discount dental plans often cover all of the members in a household, whether they are related to each other or not. This is ideal if you are living with a partner, friends or distant relatives. Discount dental plans can be wonderful in this situation because they can cover anything from braces for a child through dentures for an elderly relative. Also, unlike dental insurance, most discount dental plans cover all procedures as long as there is a dental specialist in the area who accepts the dental plan.

One of the first things you will discover when looking for assistance with dental bills, is that no dental insurance or discount dental plan will cover every kind of treatment currently available. Because if this fact, it makes a lot of sense to find the plan which will work the best to meet your own distinctive dental care needs, and at the same time the plan which will ultimately save you as much money as possible over a year’s time.

I hope these five steps are helpful for you on your quest to find the right dental plan for you and your family. The perfect and affordable plan for you and your family is out there and with a bit of time and effort you can find it.

Cavyl Stewart is the author of the FREE report, Discount Dental Plans: “How to Save At Least 50% On Your Dental Bill.” Drop by http://www.savewithdentalplans.com for your copy today.

Article Source: http://EzineArticles.com/?expert=Cavyl_Stewart

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Top 5 Tips To Save Money Today With A Discount Dental Plan

Top 5 Tips To Save Money Today With A Discount Dental Plan


Posted by: Purrfect Dential

Have you seen the price of dental insurance these days? I really strongly believe, that in the case of dental insurance in the United States, there are a couple companies who essentially have a monopoly on the market. When I recently priced dental insurance I found that the limited dental insurance plans available in my area were both expensive and very restrictive in what they would cover. I found that I would have to pay about $60 per month for coverage that would have a cap of $1000 of care – which is totally insane!

Thankfully, I found a great alternative to dental insurance in discount dental plans. A discount dental plan has a lot less of an upfront cost and provides much better benefits at the same time. Here are five things I learned in my quest to get relief from high dental bills in my family. I hope they are as helpful for you as they were for us!

Tip #1 A Ton of Cost Savings – A discount dental plan can save you a ton of money over a regular dental insurance plan. The premium is much, much lower and the coverage is much, much better. A dental insurance plan will come with a hefty monthly premium and a lot of restrictions on what it covers. In contrast, a discount dental plan costs a lot less upfront and offers you the ability to have a lot of dental work done and get a large discount on all of it. With dental insurance you pay whether you use the insurance or not. With a discount dental plan, you pay very little upfront and then only pay more money if you need to visit your dentist.

Tip #2 No Pre-Existing Condition Exclusions – Most dental insurance will exclude any procedures where they believe that you have a pre-existing condition. Discount dental plans will not do this to you; they understand that you will be seeking care when you need it, not because you are already in perfect dental health. Discount dental plans allow you to get the treatment you need, when you need it, and for whatever you need it for.

Tip #3 No Forms & Dentists Love Discount Plans – One of the best advantages to a discount dental plan, in my opinion, is the fact that there are no insurance forms, no reimbursements to wait on, and no insurance companies to have to deal with at all. You simply present your discount card to your dentist and receive a hefty discount on any dental work you need to have done. Dentists love the discount dental plans because it saves their office a lot of time and effort in not having to deal with your insurance forms and payments. Dentists happily pass along this savings to you because you are saving them the time and hassle.

Tip #4 Large Selection of Dentists to Choose From – Where a dental insurance plan may limit your choices in a dentist, a discount dental plan will have many more dentists who you can choose from. Most all dentists’ today love the discount plans because they don’t have to fill out forms and deal with an insurance company. Because of this, most dentists are members of as many discount dental plans as possible. For you, the patient, this means that you have many more dentists to choose from. With a discount dental plan you can choose from a much wider selection of participating dentists in your area than you can with regular dental insurance.

Tip #5 Some Discount Dental Plans Cover Cosmetic Dentistry – If you are in the market for teeth whitening or other cosmetic dental procedures, many discount dental plans will offer you a discount on these services. If you have dental insurance they generally do not cover cosmetic dentistry at all. So, if you want to have any cosmetic dentistry procedures done, it makes a lot of sense to first find a discount dental plan which will cover the procedure you want to have done to save as much money as possible.

With more dentists participating in discount dental plans than ever before, a discount dental plan can be a much better, and cheaper, option than traditional dental insurance. Whether you need x-rays, cleanings, crowns, fillings, root canals, or other dental procedures, it is a great idea to find and sign-up for a discount dental plan today. The cost savings to you can be immense.

Cavyl Stewart is the author of the FREE report, Discount Dental Plans: “How to Save At Least 50% On Your Dental Bill.” Drop by http://www.savewithdentalplans.com for your copy today.

Article Source: http://EzineArticles.com/?expert=Cavyl_Stewart

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