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The Truth About a Discount Dental Plan

The Truth About a Discount Dental Plan


Posted by: Purrfect Dential

Nobody can afford to ignore dental health, and at some point, all of us undergo one or all of the following treatments: exams, cleanings, x-rays, fluoride treatments, root canals, braces, dentures, wisdom teeth extractions, gum surgery, dental implants, fillings, crowns, and bridges.

In these difficult economic times it is often a challenge to find affordable medical and dental health care.

Need Of The Hour – A Discounted Dental Care Plan:
Discounted dental care plans are becoming more and more commonplace today. In this day and age of rising costs, consumers need to take control of their finances, without putting off their oral health care, as some might do, because of the high cost of insurance.

The need of the hour is a discount dental care plan available, an alternative to insurance, offering members significant savings, excellent customer service and providing an affordable and comprehensive discount dental care plan.

Should Lower Burden Of Non-Insured Individuals:
The plan should lessen the burden to non-insured individuals for dental care. It should be designed for groups, families and individuals looking to save time and money on dental care, and allow you the freedom of choice to choose from 100,000+ participating licensed providers.

Such a plan would give you an opportunity to save money on good quality dental care and protect your family’s dental health. The plan should involve the participation of all dental providers in your area. On a national level that should mean 100,000+ participating dentists, immediate online enrollment and swift plan activation, with no unnecessary paperwork, no annual limits, and no health restrictions. That will enable you to start saving immediately.

Should Save On Prescription And Vision Services:
Not only should the dental plan offer cost benefits and savings with each type of plan, some plans also offer benefits to help you save on prescription, vision, chiropractic and hearing services as well. Members should be instantly provided their chosen package when they join, which should include membership cards and a detailed discounted fee schedule. You should be able to access your card via e-mail where you can print it or be able to choose to receive it through postal mail. Then all you would have to do is choose a dental provider in your area! With such a discount dental care plan, you should be charged according to your plan’s discounted schedule fee, after you present your card to insure you are charged the discount dental care rate. Best of all, you shouldn’t have to concern yourself plan limits or with claim forms to fill out, as with most dental health insurance plans.

Should Provide Online Assistance:
The plan should provide easy to use search tools (such as just entering your zip code) and plan comparison charts to assist you in your decision about which dental plan would best suit your needs, and should have a Customer Service Representative to help you find a provider. Discounts on dental specialties should also be available on select plans.

Many people cannot afford dental health insurance coverage in this day and age, but with a discount plan as I have described it would be much more affordable. Good dental hygiene is critical to overall health. Joining such a dental plan can help you preserve your family’s dental health and smile for years to come. It is so much better than having to pay full price for dental work each and every time you need it. Who wouldn’t appreciate affordable and comprehensive dental care? But, does such a discounted dental plan exist?

To find a discount dental care plan with all the benefits, like the one described in the article, visit: http://www.discountdentalcareplan.com

Article Source: http://EzineArticles.com/?expert=Joe_Nascimento

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Discount Dental Plans and Affordable Dental Care

Discount Dental Plans and Affordable Dental Care


Posted by: Purrfect Dential

Healthy teeth and gums play a fundamental role in our overall health. Regrettably, rising dental insurance premiums and treatment costs have made dental care inaccessible to many people across the nation. Today, there are more than 108 million children and adults without dental insurance in the U.S. As the need for affordable dental care continues to grow, more and more people turn toward discount dental plans as a cost-effective and easy-to-use alternative to dental insurance.

Current research shows a clear shift in the dental benefits marketplace attributed, in part, to concerns with cost, choice and service. Many consumers and employers are moving away from the inflated premiums, strict restrictions, poor service and other limitations often associated with traditional dental insurance and are looking toward the savings and benefits offered by discount dental plans. “With an estimated 45% of Americans not having any type of dental coverage, and the dental insurance marketplace offering few, affordable dental products for individuals, discount dental plans are an attractive answer to the need to reduce consumer out-of-pocket costs and increase access to care.”

Discount dental plans provide consumers with the value they desire by offering access to affordable, quality dental care at a low price and with an emphasis on choice and service. Plan members pay a low annual membership fee and are granted access to a network of participating providers offering discounts of 10% to 60% on most dental procedures, including braces, root canals, crowns, dentures, cosmetic dentistry and more on select plans. Certain plans even include discounts on additional benefits, including prescription, vision, hearing and chiropractic care.

Discount dental plans, designed to provide significant savings on members’ dental care needs, have quickly become an attractive alternative to costly dental insurance. Traditional dental insurance, once the only dental benefit option available, features many drawbacks including costly deductibles, tedious claim forms, long waiting periods and other limitations. On the other hand, discount dental plans are more cost-effective, easy-to-use and free of these hassles.

Additionally, discount dental plans – starting at $79.95 per year for individuals and $129.95 per year for families – are much more affordable than dental insurance. According to a 2005 report by the National Association of Dental Plans (NADP), a trusted representative of the dental benefits industry, the average monthly premium for individual dental HMO insurance is nearly $16 (about $192 per year), compared to nearly $24 (about $288 per year) for individual dental PPO insurance and nearly $31 (about $372 per year) for individual dental indemnity insurance. According to NADP, “Discount dental plans have become an economical and important alternative to combat the rising cost of health care. They are a cost-effective vehicle for millions of undeserved consumers to improve their access to dental care.”

Discount dental plans also provide businesses and other groups with dental benefits that are easy to implement and practically effortless to manage. Many businesses are using discount dental plans to offer dental benefits to people that are rarely covered by traditional dental insurance, including retirees, part-timers, seasonal workers and uninsured dependents. Businesses can protect their employees’ health and provide peace of mind by encouraging their team to join a money-saving discount dental plan.

In short, discount dental plans offer individual, families, businesses and other groups with a great deal of value by providing access to affordable dental care without sacrificing service or flexibility. Discount dental plans are an ideal solution for anyone looking to save money while improving their oral health.

Dental Plan Expert

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Natural Dental Care: Keep Your Mouth Clean the All-Natural Way

Natural Dental Care: Keep Your Mouth Clean the All-Natural Way


Posted by: Purrfect Dential

So you think you need harsh chemicals to fight gingivitis, bad breath or tooth plaque? Not so! Natural therapies for oral hygiene can boost your gum disease fighting power both inside and out. Let’s examine a few of the most popular natural therapies used today.

Herbal Natural Therapies for Oral Hygiene

Certain herbs have antibacterial properties and can aid in your oral hygiene routine as well as make your breath smell a little sweeter. Essential oils of almond, peppermint and spearmint, for example, may all be rubbed around the base of the gums as therapies for oral hygiene.

Tea tree oil has even more bacterial-fighting agents than the essential oils previously mentioned as therapies for oral hygiene. Adding a few drops of tea tree oil to your toothbrush during regular brushing will leave your gums feeling clean and invigorated.

Green tea has been credited for centuries as one of the best natural therapies for oral hygiene. The Chinese have long used green tea as an oral rinse for daily mouth care. Green tea contains powerful antioxidants that also help boost the immune system.

Vitamin Natural Therapies for Oral Hygiene

Vitamin C is known to boost your immune system, and can aid in fighting the growth of anaerobic bacteria that cause plaque on your teeth. Of all the therapies for oral hygiene, vitamin C therapy also helps fight off other illnesses such as colds and flues.

More Natural Therapies for Oral Hygiene

Ordinary baking soda is often accounted one of the best oral antibacterial substances out there. When brushing with baking soda, make sure the soda is thoroughly moistened, and that you aren’t pressing too hard on the brush. For extra cleansing power, rinse your toothbrush in food grade hydrogen peroxide before brushing.

Common Sense Natural Therapies For Oral Hygiene

  1. Brush after meals.
  2. Floss between teeth every day.
  3. Swish water between teeth to rinse food particles out, or better yet, use a water pick or oral irrigator designed for the job.
  4. Replace your toothbrush every six months, and consider getting the electric kind for efficient cleaning. Battery-powered toothbrushes are inexpensive and easy to find if you’re not ready to invest in a countertop solution.

While all of these natural therapies for oral hygiene are helpful in preventing gum disease, you should still see your dentist twice a year for a thorough oral check up.

Blake Kritzberg is editor of FavorIdeas. Stop by for continually-updated celebrity wedding news, remarkable beach wedding favors, exclusive hairstyling articles and gorgeous and unique wedding favors.

Article Source: http://EzineArticles.com/?expert=Blake_Kritzberg

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